Across fraud prevention, financial crime compliance, and digital banking, teams are facing the same underlying problem: The signals they rely on were never intended to detect the threats they're facing. As fraud tactics have evolved, criminals have shifted their focus from systems to people, using coercion, manipulation, and social engineering to bypass controls that were never designed to detect human behavior or intent or to do so continuously throughout every millisecond of a transaction. Static rules and device signals alone cannot identify when a genuine customer is being pressured into authorizing a fraudulent transaction, or when an account is being accessed by someone other than its owner.